Malta Financial Services Sector | Chetcuti Cauchi Advocates Malta Law Firm

Industry

Financial Services

Our Financial Services team assists hedge funds, fund managers, ISPs, credit institutions, and insurance intermediaries in the financial services industry.

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Summary

Malta is a leading European financial centre which combines high regulatory standards and rigorous enforcement with a commercial, business savvy attitude. The financial services sector has achieved rapid growth since the country's 2004 accession to the EU and the island is now rightly seen as having a sound and sophisticated financial system. This has led various businesses to choose Malta as their home, including hedge funds, insurance captives, fund managers, investment services providers, credit institutions, insurance intermediaries and forex operators of various types. Malta’s status as an EU member state ensures that the jurisdiction maintains the highest regulatory standards which grant added reputability to Malta as a European financial services hub. Simultaneously, Malta boasts very low set-up and operational costs and fiscal base while still maintaining European standards of compliance.

The jurisdiction’s English speaking workforce and geographical location are additional factors which have helped Malta become an international financial services centre, as it is also particularly well adapted to serving as a platform and base of operations for businesses seeking to tap into the European, North African and Middle Eastern markets.

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The Malta Financial Services Authority

A significant catalyst which has contributed greatly to Malta’s success as a financial services jurisdiction was the local regulator, the Malta Financial Services Authority (MFSA). The MFSA is the single regulator for all financial services in Malta and is responsible for regulating and supervising all recognised and licensed financial services, issuing guidance notes, monitoring local and international developments, and plays an instrumental role in training. Owing to Malta’s excellent legislative frameworks which set out the regulations for various financial services offered in Malta, the MFSA seeks to encourage the highest standards of compliance and run a consumer affairs unit which confers added reputability and credibility to financial services licensed in Malta. However, the MFSA also understands that to encourage sustainable industry growth and development, it must maintain a flexible environment which promotes business activity. Thus, it strives to keep an open mind and maintains an open door policy whereby it encourages interested entrepreneurs and investors to seek assistance on how to set up their financial service in Malta.

Our Malta Financial Services Team

Our specialised Financial Services industry group consists of a multi-disciplinary team of lawyers, accountants and tax specialists drawn from our banking, capital markets, investment services, fund services, insurance, corporate, tax, and real estate practices who have an unrivalled breadth and depth of experience of working with a broad range of financial services institutions, credit institutions, insurance companies, funds and investment services companies. Our specialist expertise and financial services knowledge expertise enables our advisors to provide results-driven commercial advice to these financial entities on some of their most complex transactions and to help them address some of their most challenging business issues.

Our Legal Team advises and assists financial services operators in setting up and operates from a Maltese regulatory and legal perspective by working hand in hand with the promoters, in-house legal and financial advisors, managers and other functionaries. Our Tax Team also advises on the most appropriate and tax-efficient structure for each particular case. Our Accounting and Finance Team advises on ongoing monitoring and compliance, best accounting systems and procedures, historical analysis and projections. Our professionals are also frequently requested to provide analysis papers, consultative opinions and revisions of laws analysis to institutions, regulatory bodies and agencies.

Chetcuti Cauchi’s expertise and familiarity with the peculiarities of this industry coupled with our in-depth knowledge of local regulatory processes has positioned us as the advisors of choice for discerning operators seeking a one-stop shop financial services solution provider in Malta.

Financial Services

Malta Official Listing

The European Wholesale Securities Market

Malta Prospects SME Listing

Malta Alternative Companies List

Malta Alternative Investment Fund

Malta AIFM

Malta Investment Service Providers

Malta Taxation of Foundations

Malta Private Securitisation Cell Company

Malta Personal Tax Incentives for Highly Qualified Persons

Malta Crypto Funds

Malta Cryptocurrency Exchanges

Initial Coin Offering ICO

Malta European Insurance Brokers

Security Token Offering STO

Malta Utility Token Offering

Malta Electronic Money Institutions

Malta Professional Investor Funds

Our Malta Financial Services Sector Services

Pre-Immigration Tax Planning

I highly recommend the services of Chetcuti Cauchi. They assisted me as my appointed Resident Agent with the MDIA, they fully understood my requirements and also have a great reputation as a top law firm in Malta, making them an ideal chioce. They delivered my project on scedule, which had a tight deadline.

Not only do Chetcuti Cauchi have experience, they’re academically proficient as well. They offer a wide variety of different expertise.

Chetcuti Cauchi has embraced a flexible and modern approach to hybrid working. Rather than prescribe a set number of office days, the firm empowers employees to exercise their judgement in how they manage their working schedule. So long as underlying principles of providing an excellent client service and a collaborative team environment are met, employees have a great degree of freedom in how, and where, they work.

Chetcuti Cauchi Advocates offers great ability and strength in handling and resolving difficult and complex matters.

Dr Natasha Cachia’s experience in Financial services in Malta were invaluable to Porterpays team as we establish our business here in Malta. They have worked in a professional manner and were constantly supportive and open to understand new innovative ways in payments and provided us with a stellar advice.

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The professionalism and international collaboration of Chetcuti Cauchi’s team are a testament to their cohesive corporate culture. They are prompt in communication and consistently reliable, always delivering on their promises and never committing to tasks they cannot fulfil. This dependability gives us great peace of mind at the start of every project. In particular, we have been working with Magdalena Velkovska and Antoine Saliba Haig, who have been pivotal in building our trust in CC.

My wife and I have an association with Chetcuti Cauchi since 2009. They assisted us with our original residence permit applications for Malta and since then have taken care of our annual income tax submissions and PR sticker / E-residence card renewals. They always handle our matters very efficiently and professionally. The consultants that work with us are friendly, helpful and very competent. They are familiar with the regulations and procedures in the related government departments, and this makes the process run extremely smoothly for us. We are very satisfied with the service we received from Chetcuti Cauchi and will continue to maintain our relationship with them in future. We can highly recommend them for any of the services that they offer.

Chetcuti Cauchi Advocates is a very strong team with a great understanding of complex matters. They enjoy a profound knowledge and expertise.

I have had the pleasure of having Chetcuti Cauchi as my lawyers for my Maltese Citizenship application and also for property acquisition in Malta. I am extremely satisfied with their professionalism and attention to detail at all times making them, in my experience, one of the best law firms I have ever dealt with anywhere. I am truly honoured to be their client and shall continue to remain so.

Chetcuti Cauchi has been doing many different aspects of IP work for us for several years, and I have always been more than satisfied with their work. All the people at the firm with whome I have been in contact have been very professional, efficient and quick in their efforts to assist us. Dr Maria Chetcuti Cauchi has always kept me well informed about every angel of the matters we have dealt with, extremely professional and I fully trust her advice and suggestions. Another thing which I have appreciated is her swift way of replying to our requests.I can highly recommend the firm Chetcuti Cauchi to anybody who needs IP advice on Malta.

Jean-Philippe was a key advisor to me on the general European and in particular Maltese related tax, legal, accounting and secretarial aspects of a rather complex corporate group structure. We were operating in an extremely dynamic situation, and I was most grateful for his patience and understanding when we had to scrap the last idea and start all over again. He is highly professional, responsive and is excellent at finding practical solutions to difficult situations, whatever the time of day or night. He also has an excellent relationship with his team, and the service provided by his firm is intelligent, joined up and seamless. He is good humoured and imminently likeable and I look forward to working with him again in the future.

Antoine is very professional and knows his field of expertise very well.

Dr. Chetcuti has always shown great wisdom and knowledge. He’s remarkably courteous and client-oriented.

Chetcuti Cauchi Advocates boasts an incredibly diverse and talented team. Everyone brings skills, knowledge and experience to the table, creating a dynamic and collaborative environment.

I approached Chetcuti Cauchi with the objective of establishing a company in order to provide public health information management services to collaborators throughout the European Union.From my first interaction with them through phone discussions and emails to ongoing communications and a visit to their offices in Valletta, I have been extremely pleased with their professionalism, competence, and timeliness.They have been very attentive to the specific needs of my company’s collaborations and have provided much-valued guidance and support both in establishing the company and in its ongoing operations.Iam very satisfied with the work so far, and look forward to more successful interactions in the future.

Chetcuti Cauchi is a firm with very educated and knowledgeable lawyers and advisors.